Perhaps the most difficult decision anyone makes when money is involved is whether to spend or save. From birthday money from Grandma to a paycheck made from a paper route, the money young people make is no different. This volume covers the most basic concepts of money-including income, budgets, and taxes-in language appropriate for an audience just beginning to be concerned with these matters. Additionally, the main content covers the many ways one can save money, including for long-term goals such as retirement. Sidebars and fact boxes contribute further detail and examples about difficult concepts.